You’ll know you’re ready for a Virtual CFO or outsourced finance team when your questions go beyond day-to-day bookkeeping - questions like Which locations are actually profitable and why? How do we fund growth? How can I pivot my business model to make it more profitable?

A Virtual CFO helps you answer those questions. A business like Navigate builds the financial structure and insight you need to make proactive confident, strategic decisions instead of reacting to the numbers after the fact. You’ll also be secure in your numbers from the get go!

Yes. This is what we do first. A Virtual CFO improves cashflow by setting up simple, reliable forecasting that looks months ahead, not days. That visibility means you always know where you stand - no nasty surprises, no last-minute scrambles.

With that foundation in place, you can focus on growth: new hires, new markets, new ideas.

By creating unit/location-specific reporting through aligning systems and standardising how data is captured and presented. And, by ensuring the focus is on the right figures.

That’s what Navigate does and, whether you’ve got one site or fifty, we make sure you can see the numbers that matter through a single clear lens.

It’s about replacing spreadsheet overload with clarity - so you can spend more time acting on the right insights and less time chasing or trying to make sense of it.

You can expect measurable progress, not vague promises. For some Navigate clients, that’s meant turning a loss-making location into profit within a year. For others, it’s a 25% revenue lift or the confidence to scale up knowing the numbers stack up.

The constant here is better visibility, better decisions, and stronger growth - all built on solid financial foundations (we always get your house in order first).

A virtual CFO or outsourced finance team should work seamlessly with your existing team. They should strengthen and support them. If you’ve already got a bookkeeper, finance manager, or external accountant, we collaborate to give them clarity, structure, and strategic direction. It feels like having an experienced CFO on the inside, guiding the bigger picture while your team handles the day-to-day.

It depends on what you need - but it’s always a fraction of the cost of hiring a full-time CFO. Some clients want light-touch monthly oversight. Others need deeper involvement across multiple locations or sites. Either way, we’ll shape a package that fits and we’ll be upfront about pricing from the start.

No surprises, just clear value for you and your business.

Yes. Always. We treat every client’s data as highly confidential and we use secure, encrypted cloud-based systems to protect it. Only authorised people can access your information, and we handle it with the same discretion we’d apply if we were part of your organisation.

Your numbers stay yours - safe, secure, and private.

It starts with a conversation. We’ll talk through where your business is now, what your fears and challenges are, and what you want to achieve. From there, we’ll outline how we can help and agree the right level of support.